What Are The Most Common Credit Card Fees?
Credit cards can be expensive financial tools but not everyone realises there is more thant interest charges to consider. As well as the purchase rate, balance transfer rate and cash advance rates,...
View ArticleBanks And Fees: Can You Get Free Credit Card Use Overseas?
Credit cards often make it easier to book overseas trips and provide security and convenient payment options for any traveller. But despite the benefits that come with using credit while travelling, it...
View ArticleCredit Card Use In Store Versus Online
Shopping choices are now greater than ever before, with stores online as well as on the streets and malls. There is also more acceptance of credit and debit cards, which means people can decide when...
View ArticleThe Biggest Credit Card Surcharges And How To Avoid Them
Credit card surcharges can be an expensive addition to any purchase, so it pays off to know when they are likely to come into play. Between 2006 and 2010 the rate of surcharging jumped from a mere 7%...
View ArticleRewards And Annual Fees: The Balancing Act
Almost every credit card comes with an annual fee but rewards cards are notorious for being the most expensive options. These types of credit cards offer people more value in the form of reward...
View ArticleTips To Get The Most From No Annual Fee Card Offers
With many credit card annual fees worth upwards of $100, it is no wonder people jump at the chance to avoid these costs. As well as the handful of cards that never charge an annual fee, there are those...
View ArticleShould You Opt In For Over Limit Services?
The latest lot of banking reforms means that credit card issuers can no longer charge over limit fees, but that could also lead to more declined transactions unless you opt into the service. Since the...
View ArticleShould You Make Purchases On A Balance Transfer Card?
Balance transfer cards give you a chance to save on interest while you pay off debts, but what happens if you want to use the card for purchases as well? While some people may keep a secondary card for...
View ArticleThree Things You Should Do When You Use Your Credit Card Online
No matter when you use your credit card online, it is important to keep both your credit card details and your security in mind. Along with the convenience and lower costs that internet shopping can...
View ArticleWhat Happens When Your Credit Card Payment Is Late?
The timing of your repayments could have a serious impact on your finances. While early payments mean you will have fewer interest charges to deal with and transfers made on time will keep things...
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